Term & Fiduciary Deposits
Enjoy higher interest rates for your deposits
Attractive interest rates
with fixed/flexible placement durations
Swissquote and a selection of 9 banks to choose from
Benefit from accrued liquidities
with our Lombard loan against the pledge of your deposit
Did you know?
You can easily request a Lombard loan with attractive conditions by pledging up to 90% of the value of the funds locked in a term or fiduciary deposit.
This means that even as your money is generating interest, you can rapidly obtain the liquidity to seize new investment opportunities, at any time.
Please select a bank to display the indicative rates. All rates are displayed in %.
Conditions & Pricing
Fixed from 1 to 12 months or flexible with 48h notice period (Call)
Minimum investment amount
CHF/EUR/USD 100'000 (or higher, depending on counterparty)
CHF/EUR/USD/GBP/CAD/AUD or other currencies upon request
Payment of interests
On maturity for fixed placements / Quarterly for call placements
Value date for operations
48 hours – D+2
By telephone on +41 44 825 88 88
Your choice among 9 partner banks
CHF/EUR/USD 25 or equivalent value in EUR
Commission on paid interests
Based on the amount of the nominal in CHF/EUR/USD or equivalent in EUR.
35% on interests
Increase / Decrease of capital (call deposits only)
CHF/EUR/USD 25 or equivalent in EUR
VAT applicable to commissions paid (Swiss residents only)