
ENDLESS
ADVANTAGES
IN 1MM
More than a debit card
Get the key to seamless payments with the new Swissquote debit cards,
coming with a complete daily banking package and backed by the Swiss savoir-faire.
Multicurrency account
13 currencies under one IBAN with competitive exchange fees and no transaction fees
Crypto-payments
Bring your crypto out of the blockchain to fund your daily life: we convert it so you can use it for payments, anytime
One card, | Bright Swissquote Debit Mastercard® | Light Swissquote Virtual Debit Mastercard® |
Overview | ||
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Description | Bright, our most complete banking package, with a physical & digital debit card plus exclusive perks | Light, our fully digital banking package with a virtual-only debit card |
Price | CHF 6.90 | Free |
Multicurrency | ||
13 currencies free from transaction fees** | ✓ | ✓ |
Crypto-payments | ||
Use your crypto for payments | ✓ | ✓ |
Cashback in Trading Credit | ||
With regular card payments | 0.5% | 0.25% |
With crypto-payments | 1% | 0.5% |
Daily banking package | ||
Free domestic payments | ✓ | ✓ |
Free SEPA payments | ✓ | - |
Free ATM withdrawals in Switzerland | ✓ | - |
eBill | ✓ | ✓ |
Twint | ✓ | ✓ |
Digital-Wallet friendly | ||
Apple Pay, Google Pay & Samsung Pay | ✓ | ✓ |
*Please bear in mind that your account will automatically be debited with the Bright Package subscription fee from the 7th month on. However, you can cancel your package anytime.
**The 13 currencies are: CHF - USD - EUR - GBP - JPY - AUD - CAD - SEK - HKD - NOK - DKK - AED - SGD
Crypto-friendly
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The Swissquote Mastercard® is the hot pick for crypto-hungry investors that want to make use of their assets while remaining invested. Through crypto-payments, we convert your crypto to your preferred currency and sell only the necessary tokens to cover your purchases.
The more you use it, the more you get rewarded
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Cut back on trading fees every time you pay with your Swissquote Mastercard®. Your will earn a percentage of the amount paid in Trading Credit, which will automatically be used to cover the fees generated from your trades.
Affordable pricing, priceless benefits
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Our debit cards come with two types of banking packages to fit all budgets, a sway of free perks and fully transparent pricing.
Try our most complete banking package for free during 6 months, or choose its cost-free alternative!
Learn more
The step by step to seamless payments
1. Download the Swissquote app and benefit from a simplified account opening process. Alternatively, you can also open your account on desktop.
2. Order your debit card from the "Card" tab on the mobile app or via eBanking on desktop
3. Make your first deposit and unfold a new way of paying
FAQ
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13 of the main ones: CHF - USD - EUR - GBP - JPY - AUD - CAD - SEK - HKD - NOK - DKK - AED - SGD
Simply choose crypto as your debit card’s payment method in the Swissquote app. When paying with your card, we will sell only the necessary tokens to cover the payment amount.
Bitcoin, Ethereum and XRP. But keep your eyes peeled: This list will expand in the future!
The Trading Credit you receive every time you pay with your card is automatically redeemed with every trade, so you cut back on trading fees. You can also check the remaining credit anytime.
Trading Credit can only be used to cover fees for orders placed online. Orders by phone and transactions on the crypto market are excluded.
The physical Swissquote Debit Mastercard® will be sent to you via Post letter A, with the PIN number sent separately. This usually takes from 3-4 days. The Swissquote Virtual Debit Mastercard® is active immediately after ordering it.
Our Swissquote Debit Mastercard® comes both physical and digital, with a more advantageous daily banking package and cashback program. You can pay online and in-store with your card or use it via your favourite devices through your preferred digital wallet (Apple Pay, Google Pay or Samsung Pay), as well as mobile payment, Twint and eBill.
On the other hand, the Swissquote Virtual Debit Mastercard® comes as a virtual-only modality. Its daily banking package and cashback program are more limited as opposed to its physical counterpart. Furthermore, you can only pay with your mobile device through your preferred digital wallet (Apple Pay, Google Pay and Samsung Pay), mobile payment, Twint or eBill.
Bright is the complete banking package that comes with the physical and digital Swissquote Mastercard®, including exclusive perks such as an advantageous cashback program, free SEPA payments in EUR and 5 free ATM withdrawals per month in CHF.
Light is the banking package attached to the Swissquote Virtual Debit Mastercard®, which includes basic daily banking services and a virtual-only debit card.
Firstly, make sure to lock it immediately through your Swissquote app, as well as request a replacement. If you can't access the mobile app, you can also lock your card from here. Otherwise, contact our Customer Care Center on +41 44 825 88 84 from 8:00 a.m. to 10:00 p.m. Eastern Time, Monday through Friday.
Yes, but in that case the process is even more simplified with our Smart Sign-up (via eBanking): you’ll be able to open a Global Swissquote account quickly and easily, and request your debit card from the Swissquote app.
For more information, see: Debit Card Terms & Conditions